CIBIL ସ୍କୋର ବିଷୟରେ ବିଷୟରେ ତଥ୍ୟ |



 1. CIBIL ରିପୋର୍ଟ କ’ଣ?

ଏକ CIBIL ରିପୋର୍ଟ ହେଉଛି ଏକ ଏକୀଭୂତ କ୍ରେଡିଟ୍ ରିପୋର୍ଟ ଯେଉଁଥିରେ ଗ୍ରାହକଙ୍କ CIBIL ସ୍କୋର ଏବଂ କ୍ରେଡିଟ୍ ସାରାଂଶ, ବ୍ୟକ୍ତିଗତ ସୂଚନା, ଯୋଗାଯୋଗ ସୂଚନା, ନିଯୁକ୍ତି ସୂଚନା ଏବଂ EY ଖାତା ସୂଚନା ଅନ୍ତର୍ଭୁକ୍ତ | 

2. KY _ûA ସିବିଲ୍ ରିପୋର୍ଟ ଆବଶ୍ୟକ?

ଅଧିକାଂଶ  EY ଦାତାମାନଙ୍କ ପାଇଁ, ଏକ ବ୍ୟକ୍ତିଗତ loan ଣକୁ ଅନୁମୋଦନ କରିବା ପାଇଁ ସର୍ବନିମ୍ନ CIVIL ସ୍କୋର 750 ଅଟେ | ଅଧିକ CIVIL ସ୍କୋର ରହିବା ଆପଣଙ୍କ ବ୍ୟକ୍ତିଗତ EY ଉପରେ ଏକ ଭଲ ଚୁକ୍ତି ହେବାର ଆଶଙ୍କା [ûG | ନିମ୍ନ ପାର୍ଶ୍ୱରେ ଏକ ସ୍କୋର, ଆର୍ଥିକ ଲାଭ କରିବାର ସମ୍ଭାବନାକୁ କ୍ଷତି ପହଞ୍ଚାଏ |

3. କେଉଁ ସିବିଲ୍ ସ୍କୋର ସର୍ବୋତ୍ତମ?

ତୁମର CIBIL ସ୍କୋର, ତୁମର CIR ର 'ଆକାଉଣ୍ଟସ୍' ଏବଂ 'ଅନୁସନ୍ଧାନ' ବିଭାଗରେ ପ୍ରତିଫଳିତ ହୋଇଥିବା ପରି ତୁମର କ୍ରେଡିଟ୍ ଆଚରଣ ଉପରେ ଆଧାର କରି ଗଣନା କରାଯାଏ, 300-900 ମଧ୍ୟରେ ରହିଥାଏ | 700 ରୁ ଅଧିକ ସ୍କୋର ସାଧାରଣତ good ଭଲ ଭାବରେ ବିବେଚନା କରାଯାଏ |

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